Himachal Pradesh Patwari Maths | Simple Interest Important Questions | Full Explanation by HimPrep Guru"

Himachal Pradesh Patwari Mathematics Simple Interest Important Questions Full Explanation by HimPrep Guru | By Aniket NCERT Subscribe Youtube Himprep Guru

Hello everyone, welcome back to HimPrep Guru.

In today’s class, we are going to discuss Simple Interest Important Questions specially prepared for Himachal Pradesh Patwari Exam.

Simple Interest is a very important topic in Patwari, SSC, and other competitive exams, and questions are often asked in a direct and scoring pattern.

In this video, each question will be explained step-by-step, with easy tricks, short methods, and exam-level clarity, so that even beginners can understand easily.

So watch the video till the end, practice all questions, and boost your Maths score for HP Patwari 2026.

Let’s start the class. ✨




1.  ₹10,000 की राशि 15% वार्षिक साधारण ब्याज पर उधार ली जाती है। 2 वषों के अंत में कु ल ब्याज र्कतना होगा? / A sum of ₹10,000 is borrowed on simple interest at a rate of 15% per annum.What is the interest to be paid at the end of two years?


A. ₹3,500

B. ₹2,500

C. ₹3,000 

D. ₹2,000


Simple Interest 

Simple Interest Question

Question:
A sum of ₹10,000 is borrowed on simple interest at a rate of 15% per annum. What is the interest to be paid at the end of two years?


Formula:
Simple Interest (SI) = (P × R × T) / 100

P = ₹10,000
R = 15% per annum
T = 2 years

Calculation:
SI = (10,000 × 15 × 2) / 100
SI = ₹3,000

Final Answer: Interest after 2 years = ₹3,000


2. कोई राशि साधारण ब्याज की एक ननशित दर से 8 वषों में 2900 रु और 10 वषों में 3000 रु हो जाती हैं ब्याज की वार्षिक दर ज्ञात करे। / A sum of money at some rate of simple interest amounts to Rs. 2,900 in 8 years and to Rs. 3,000 in 10 years. The rate of interest per annum is


(a) 4%

(b) 3%

(c) 5%

(d) 2%


Solved Question (Simple Interest)

8 वर्षों में राशि = ₹2900
10 वर्षों में राशि = ₹3000


10 और 8 वर्षों की राशि का अंतर = 3000 − 2900 = ₹100
यह 2 वर्षों का ब्याज है

⇒ 1 वर्ष का ब्याज = 100 ÷ 2 = ₹50

8 वर्षों का कुल ब्याज = 8 × 50 = ₹400

मूलधन (P) = 2900 − 400 = ₹2500


ब्याज दर का सूत्र:
R = (SI × 100) / (P × T)

R = (400 × 100) / (2500 × 8)
R = 40000 / 20000
R = 2%

Final Answer:
ब्याज की वार्षिक दर = 2% प्रति वर्ष



3.₹800 की राशि 3 वषों में साधारण ब्याज पर ₹920 बन जाती है। यदद ब्याज दर में 4% की वृद्धि की जाए, तो अंनतम राशि क्या होगी? / A sum of ₹800 becomes ₹920 in 3 years at simple interest. If the interest rate is increased by 4%, what will be the new amount?


A. ₹1,050

B. ₹999

C. ₹216

D. ₹1,016 


Solved Question (Simple Interest)

Principal (P) = ₹800
Amount after 3 years = ₹920


Simple Interest = 920 − 800 = ₹120

Using SI formula:
SI = (P × R × T) / 100

120 = (800 × R × 3) / 100
R = 5% per annum


Increased rate = 5% + 4% = 9% per annum

New SI for 3 years = (800 × 9 × 3) / 100 = ₹216

New Amount = ₹1,016



4. 12% वार्षिक ब्याज की दर से र्कतने वषों में 3000 रु पर 1080 रु ब्याज प्राप्त होगा। / In how many years will a sum of Rs. 3,000 yield a simple interest of Rs. 1,080 at 12% per annum?


(a) 5 वषि

(b) 3 ½ वषि

(c) 3 वषि 

Solved Question (Simple Interest)

Principal (P) = ₹3,000
Simple Interest (SI) = ₹1,080
Rate (R) = 12% per annum


Formula:
SI = (P × R × T) / 100

1080 = (3000 × 12 × T) / 100

1080 = 360T
T = 3 years

Final Answer:
Time required = 3 years

(d) 2 वषि



Q.) दो समान राशियाँ 5% और 4% साधारण ब्याज पर उधार ली गई थीं। 4 वषि के बाद कुल ब्याज रु 405 था। कु ल र्कतनी राशि उधार ली गई थी? /Two equal amounts were borrowed at 5% and 4% simple interest. The total interest after 4 yr amounted to Rs.405.What was the total amount borrowed?


(a) Rs.1075

(b) Rs.1100

(c) Rs.1125 

(d) Rs.1150

Solved Question (Simple Interest)

Two equal amounts are borrowed at 5% and 4% simple interest.
Time = 4 years
Total Interest = ₹405


Let each sum = ₹x

Interest on first sum:
SI₁ = (x × 5 × 4) / 100 = 0.20x

Interest on second sum:
SI₂ = (x × 4 × 4) / 100 = 0.16x

Total Interest = 0.20x + 0.16x = 0.36x

0.36x = 405
x = ₹1125


Final Answer:
Total amount borrowed = 2x = ₹2,250


Q.) साधारण ब्याज की र्कस दर पर ₹9,000 की राशि पर 4 वषों में प्राप्त नमश्रधन ₹10,200 होगा? / At what rate of simple interest will the amount obtained on a sum of ₹9,000 in 4 years be₹10,200?


(a) 3 (1/3)% 

(b) 7 (1/3)%

(c) 4 (2/3)%

(d) 5 (1/2)%

Solved Question (Simple Interest)

Principal (P) = ₹9,000
Amount (A) = ₹10,200
Time (T) = 4 years


Simple Interest (SI) = A − P = 10,200 − 9,000 = ₹1,200

Formula:
SI = (P × R × T) / 100

1200 = (9000 × R × 4) / 100

1200 = 360R
R = 10/3 % = 3⅓% per annum

Final Answer:
Rate of simple interest = 3⅓% per annum


7. 9500 रु की राशि पर 10 वषि का साधारण ब्याज उस राशि का 130%है ब्याज की वार्षिक दर ज्ञात करें। / Simple Interest received by a person in 10 years on a principal of Rs. 9500 is 130% of the principal. What is the rate of interest (in %) per annum?


(A) 12

(B) 13 

(C) 15

(D) 19

Solved Question (Simple Interest)

Principal (P) = ₹9,500
Time (T) = 10 years
Simple Interest (SI) = 130% of principal = ₹12,350


Formula:
SI = (P × R × T) / 100

12,350 = (9,500 × R × 10) / 100

12,350 = 950R
R = 13% per annum

Final Answer:
Rate of interest = 13% per annum


8. यदद ₹72 की राशि पर 3 वषि में प्राप्त नमश्रधन ₹104.4 है, तो ₹120 की राशि पर समान प्रनतित वार्षिक दर से से 5 वषि में प्राप्त नमश्रधन र्कतना होगा? / If ₹72 amounts to ₹104.4 in 3 years, what will ₹120 amount to in 5 years at the same rate percent per annum?


(a) ₹210 

(b) ₹215

(c) ₹330

(d) ₹450


Solved Question (Simple Interest)

Amount of ₹72 in 3 years = ₹104.4


Simple Interest on ₹72 for 3 years = 104.4 − 72 = ₹32.4

Using SI formula:
SI = (P × R × T) / 100

32.4 = (72 × R × 3) / 100

32.4 = 2.16R
R = 15% per annum


Now for ₹120 for 5 years at same rate:

SI = (120 × 15 × 5) / 100 = ₹90

Amount = 120 + 90 = ₹210

Final Answer:
₹120 will amount to ₹210 in 5 years


9. एक ननशित राशि पर 6 वषि के शलए 12.5% वार्षिक दर से साधारण ब्याज मूलधन से ₹13,500 कम है। साधारण ब्याज जात करें। / The simple interest on a certain sum at the rate of 12.5% per annum for 6 years is 13,500 less than the principal. Find the simple interest.


(a) ₹13,500

(b) ₹40,000

(c) ₹54,000

(d) ₹40,500 

Solved Question (Simple Interest)

Rate (R) = 12.5% per annum
Time (T) = 6 years
Simple Interest is ₹13,500 less than the principal


Let Principal = ₹P

Given:
Simple Interest = P − 13,500

Using SI formula:
SI = (P × R × T) / 100

SI = (P × 12.5 × 6) / 100 = 0.75P

According to question:
0.75P = P − 13,500

P − 0.75P = 13,500
0.25P = 13,500
P = ₹54,000


Simple Interest = 0.75 × 54,000 = ₹40,500

Final Answer:
Simple Interest = ₹40,500



10. ₹21,000 की राशि पर साधारण ब्याज की दर से 3 वषों में अशजित ब्याज ₹6,400 है। वार्षिक ब्याज दर ज्ञात करें। / The interest earned on 21,000 in 3 years at simple interest is 6,400. What is the rate of interest per annum?


(a) 10 (10/63)% 

(b) 10 (13/63)%

(c) 10 (5/63)%

(d) 10 (2/63)%

Solved Question (Simple Interest)

Principal (P) = ₹21,000
Simple Interest (SI) = ₹6,400
Time (T) = 3 years


Formula:
SI = (P × R × T) / 100

6400 = (21,000 × R × 3) / 100

6400 = 630R
R = 6400 / 630

R = 10.16% (approx.) per annum

Final Answer:
Rate of interest ≈ 10.16% per annum


11. र्कसी ननशित ब्याज की दर पर A ने 2000 रु B को 2 वषि के शलए औरC को 1500 रु 4 वषि के शलए उधार ददये और दोनो से उसे 900 रु का कुल ब्याज प्राप्त हुआ ब्याज की वार्षकि दर ज्ञात करें। / At some rate of simple interest, A lent Rs. 2,000 to B for 2 years and Rs.1,500 to C for 4 years and received Rs. 9,00 as interest from both of them togehter. The rate of interest per annum was

(A) 5%

(B) 6%

(C) 8%

(D) 9% 

Solved Question (Simple Interest)

A lends:
₹2,000 to B for 2 years
₹1,500 to C for 4 years
Total Simple Interest received = ₹900


Let rate of interest = R% per annum

Interest from B:
SI₁ = (2000 × R × 2) / 100 = 40R

Interest from C:
SI₂ = (1500 × R × 4) / 100 = 60R

Total Interest = 40R + 60R = 100R

Given: 100R = 900
R = 9

Final Answer:
Rate of interest = 9% per annum


12. A sum of ₹25600 is invested on simple interest partly at 7% per annum and the remaining at 9% per annum.The total interest at the end of 3 years is ₹5832. How much money (in ₹) was invested at 9% per annum?₹25600 की धनराशि के एक भाग को 7% वार्षिक और िेष को 9% वार्षिक साधारण ब्याज पर ननवेि र्कया जाता है। 3 वषों के अंत में कुल ब्याज ₹5832 होता है। र्कतनी धनराशि को 9% वार्षिक पर ननवेशित र्कया गया था?


(a) 18000

(b) 7600 

(c) 9600

(d) 16000

Solved Question (Simple Interest)

Total sum = ₹25,600
Part invested at 7% p.a.
Remaining part invested at 9% p.a.
Time = 3 years
Total Interest = ₹5,832


Let the amount invested at 9% = ₹x
Then amount invested at 7% = ₹(25,600 − x)

Interest from 9% part:
SI₁ = (x × 9 × 3) / 100 = 0.27x

Interest from 7% part:
SI₂ = [(25,600 − x) × 7 × 3] / 100 = 0.21(25,600 − x)

Total Interest:
0.27x + 0.21(25,600 − x) = 5,832

0.27x + 5,376 − 0.21x = 5,832

0.06x = 456
x = ₹7,600

Final Answer:
Amount invested at 9% per annum = ₹7,600


13. A certain sum on simple interest becomes 49,600 in 3years and ₹56,000 in 5 years. If the rate of interest had been 2% more, then in how many years would the sum have doubled? | कोई राशि सांधारण ब्याज पर 3 वषों में ₹49,600 और 5 वषों में ₹56,000 हो जाती है। यदद ब्याज की दर 2% अधधक होती, तो राशि र्कतने वषों में दोगुनी हो जाती ?

(a) 10 

(b) 8

(c) 12

(d) 20

Solved Question (Simple Interest)

Amount in 3 years = ₹49,600
Amount in 5 years = ₹56,000


Difference of amounts = 56,000 − 49,600 = ₹6,400
This is the interest for 2 years

Interest for 1 year = 6,400 ÷ 2 = ₹3,200

Interest for 3 years = 3 × 3,200 = ₹9,600

Principal (P) = 49,600 − 9,600 = ₹40,000


Rate of Interest (R):
R = (SI × 100) / (P × T)

R = (3,200 × 100) / 40,000 = 8%

Increased Rate = 8% + 2% = 10%


For doubling of sum:
Simple Interest = Principal

Using formula:
P = (P × 10 × T) / 100

1 = (10 × T) / 100
T = 10 years

Final Answer:
The sum would double in 10 years

14. Simple interest on a certain sum one-fourth of thesum and the interest rate percentage per annum is 4times the numbers of years. If the rate of interest increases by 2%, then what will be the simple interest (in₹) on ₹5,000 for 3 years? | र्कसी राशि पर साधारण व्याज, राशि का एक चौथाई है और प्रनतित प्रनत वषि ब्याज दर, वषों की संख्या की 4 गुनी है।यदद व्याज की दर में 2% की वृद्धि होती है, तो ₹5,000 पर 3 वषों में र्कतना साधारण ब्याज होगा?

(a) 300

(b) 1,500

(c) 2,000

(d) 1,800

Solved Question (Simple Interest)

Simple Interest = one-fourth of the principal
Rate of interest (R%) = 4 × number of years


Let Principal = P and Time = T years

Given:
Simple Interest = P / 4

Rate of interest = 4T %

Using SI formula:
SI = (P × R × T) / 100

P / 4 = (P × 4T × T) / 100

1 / 4 = (4T²) / 100
100 = 16T²
T² = 6.25
T = 2.5 years

Rate of interest = 4 × 2.5 = 10%

Increased rate = 10% + 2% = 12%


Now for ₹5,000 for 3 years at 12%:

SI = (5000 × 12 × 3) / 100

SI = ₹1,800

Final Answer:
Simple Interest = ₹1,800

15. On simple interest, a certain sum becomes ₹59,200 in 6 years and ₹72,000 in 10 years. If the rate of interest had been 2% more, then in how many years would the sum have become 76,000? साधारण व्याज पर कोई राशि 6 वषों में ₹59,200 और 10 वषों में ₹72,000 हो जाती है। यदद व्याज की दर 2% अधधक होती, तो र्कतने वषों में यह राशि ₹76,000 हो जाती ?

(a) 10

(b) 9 

(c) 8

(d) 7

Solved Question (Simple Interest)

Amount in 6 years = ₹59,200
Amount in 10 years = ₹72,000


Difference of amounts = 72,000 − 59,200 = ₹12,800
This is the interest for 4 years

Interest per year = 12,800 ÷ 4 = ₹3,200

Interest for 6 years = 6 × 3,200 = ₹19,200

Principal (P) = 59,200 − 19,200 = ₹40,000


Rate of interest:
R = (SI × 100) / (P × T)

R = (3,200 × 100) / 40,000 = 8%

Increased rate = 8% + 2% = 10%


New amount required = ₹76,000
Required Simple Interest = 76,000 − 40,000 = ₹36,000

Using SI formula:
36,000 = (40,000 × 10 × T) / 100

36,000 = 4,000T
T = 9 years

Final Answer:
The sum would become ₹76,000 in 9 years


16. A sum of ₹15,000 is invested partly at 12% per annumand the remaining at 10% per annum simple interest. If the total interest at the end of 2 years is ₹3,344 how muchmoney was invested at 10% per annum/₹15,000 रुपये की राशि को आंशिक रूप से 12% प्रनत वषि और िेष 10% प्रनत वषि साधारण ब्याज पर ननवेि र्कया जाता है। अगर 2 साल के अंत में कुल ब्याज ₹3,344 रुपये है तो प्रनत वषि 10% पर र्कतना पैसा लगाया गया था।


(a) ₹6,600

(b) ₹6,400 

(c) ₹6,200

(d) ₹6,500

Solved Question (Simple Interest)

Total sum = ₹15,000
Part invested at 12% p.a.
Remaining part invested at 10% p.a.
Time = 2 years
Total Interest = ₹3,344


Let the amount invested at 10% = ₹x
Then amount invested at 12% = ₹(15,000 − x)

Interest from 10% part:
SI₁ = (x × 10 × 2) / 100 = 0.20x

Interest from 12% part:
SI₂ = [(15,000 − x) × 12 × 2] / 100 = 0.24(15,000 − x)

Total Interest:
0.20x + 0.24(15,000 − x) = 3,344

0.20x + 3,600 − 0.24x = 3,344

−0.04x = −256
x = ₹6,400

Final Answer:
Amount invested at 10% per annum = ₹6,400


17. ₹264000 is invested for 3 years at 8.25% per annumsimple interest. The interest is:8.25% वार्षिक साधारण ब्याज दर पर 3 वषों के शलए ₹264000 काननवेि र्कया जाता हैं। ब्याज की राशि क्या होगी?


(a) ₹65340

(b) ₹87120

(c) ₹21780

(d) ₹43560

Solved Question (Simple Interest)

Principal (P) = ₹2,64,000
Rate (R) = 8.25% per annum
Time (T) = 3 years


Formula:
SI = (P × R × T) / 100

SI = (2,64,000 × 8.25 × 3) / 100

SI = ₹65,340

Final Answer:
Simple Interest = ₹65,340


18. A sum of ₹12,800 is invested partly at 15% per annumand the remaining at 12% per annum simple interest. Ifthe total interest at the end of 3 years is ₹5085. Then howmuch money was invested at 15% per annum?₹12,800 की राशि आंशिक रूप से 15% प्रनत वषि और िेष 12% प्रनतवषि साधारण व्याज पर ननवेि की जाती है। यदद 3 वषि के अंत में कु ल व्याज ₹5085 है। र्िर प्रनत वषि 15% पर र्कतना पैसा ननवेि र्कया गया था?

(a) ₹5,300 

(b) ₹7,500

(c) ₹5,800

(d) ₹5,200

Solved Question (Simple Interest)

Total sum = ₹12,800
Part invested at 15% p.a.
Remaining part invested at 12% p.a.
Time = 3 years
Total Interest = ₹5,085


Let the amount invested at 15% = ₹x
Then amount invested at 12% = ₹(12,800 − x)

Interest from 15% part:
SI₁ = (x × 15 × 3) / 100 = 0.45x

Interest from 12% part:
SI₂ = [(12,800 − x) × 12 × 3] / 100 = 4608 − 0.36x

Total Interest:
0.45x + (4608 − 0.36x) = 5085

0.09x = 477
x = ₹5,300

Final Answer:
Amount invested at 15% per annum = ₹5,300


19. र्कसी राशि पर 6 वषि का साधारण ब्याज उस राशि का 9/25 गुना हैं। ब्याज की दर ज्ञात करें। / Simple interest on a certain sum for 6years is 9/25 of the sum. The rate of interest is

(A) 6% 

(B) 6 (1/2)%

(C) 8%

(D) 8 (1/2)%

Solved Question (Simple Interest)

Time (T) = 6 years
Simple Interest = 9/25 of the principal


Let Principal = P
Given:
SI = (9/25)P

Using SI formula:
SI = (P × R × T) / 100

(9/25)P = (P × R × 6) / 100

9/25 = 6R / 100

R = (9 × 100) / (25 × 6)
R = 6%

Final Answer:
Rate of interest = 6% per annum


20. रमेि ने ₹1,232 की राशि 5% वार्षिक साधारण ब्याज की दर से एक बैंक में ननवेि की। 3 वषों के बाद उसे र्कतनी राशि प्राप्त होगी? / Ramesh invested ₹1,232 at 5% p.a. simple interest in a bank. What amount will he get after 3 years?

A. ₹1,285.80

B. ₹2,145.80

C. ₹1,848.80

D. ₹1,416.80

Solved Question (Simple Interest)

Principal (P) = ₹1,232
Rate of Interest (R) = 5% per annum
Time (T) = 3 years


Formula:
SI = (P × R × T) / 100

SI = (1232 × 5 × 3) / 100

SI = ₹184.80

Amount = Principal + Simple Interest
Amount = 1232 + 184.80 = ₹1,416.80

Final Answer:
Amount after 3 years = ₹1,416.80

 


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